All international students are required to purchase a University health insurance plan. The cost is $400 per semester (Fall and Spring) regardless of when you enroll (terms of coverage are August to August).
The insurance provides up to $100,000 in coverage including:
No out-of-pocket expense for students when they use the OCU Campus Health Clinic for medical needs.
Basic Accident & Illness - pays 80% up to maximum of $100,000 per injury or illness (student is responsible for 20% of all medical expenses outside of the Campus Health Clinic). $100 deductible per policy year (student pays the first $100 before the insurance begins to pay).
Pregnancy - Pregnancy benefits same as basic accident & illness. You must be enrolled in school during the entire pregnancy for complete coverage.
Preventative Care - Includes wellness visits, immunizations, annual blood work screens, etc. up to a maximum of $100,000 paid at 100%.
Dental - No coverage for basic dental issues such as cleanings or cavities. Only coverage for dental is for injury to sound, natural teeth or impacted wisdom teeth. See brochure for more information.
Vision - No coverage for routine eye exams, glasses, or contacts. Benifits for illness or injury to eye same as basic accident & illness.
Students should utilize the services at the Student Health Clinic first unless it is an emergency situation.
*Please note that J-1 visa holders will be obligated to purchase this insurance if they do not have home insurance that will cover $100,000.
More information can be found by contacting the Student Health Clinic.
See also: International Student Immunization Information Sheet