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Rental, Leased, or Loaned Vehicles

The university’s insurance policy covers the use of rented, leased and loaned vehicles. The purchase of additional insurance is not necessary.  

Automobile liability insurance follows the ownership of the vehicle. A vehicle operator is covered under the owner’s policy if they have permission from the owner to use the vehicle.

Automobile Physical Damage coverage also follows the ownership of the vehicle. In the case of rental vehicles, if the use of the vehicle is for institution business, the institution’s policy provides collision coverage to the rental vehicle. Therefore, the collision damage coverage offered by the rental firm may be declined